Human error is the main cause of motor accidents and only 5% is caused by other factors such as car malfunction, burst tyres and brake failure. We are often at fault when driving or the person who drove into our car will take the blame and have to pay damages. While there is often more than one person to blame, there are also some injuries and casualties in most accidents.

This is problematic when the road accident compensation must be paid and people do not know which procedure to follow. The easiest way to investigate whether there is a case for a person is to call a helpline that specialises in road accident compensation. There are many sites that offer advice and even offer services for free if the claim is paid.

The consultants are helpful and will ask all the relevant questions without undertaking financial risks or charging you. You will not have to put down a deposit and often the helpline will be toll free or the consultant will offer to call you back. There are also websites that answer road accident questions online and will offer the best advice to people who have been involved in an accident.

There are even some websites that have a compensation calculator and you can determine which body part injury will pay the most. The two main points that will be stressed is whether somebody else was at fault for the accident or whether you suffered an injury due to the accident. When both these answers are affirmative, you will be entitled to compensation depending on the damage to the vehicle and your body.

The most common road accident compensation personal injury claim is for whiplash, which is an injury caused by sudden impact and the soft tissue of the spine will stretch forwards and backwards. This is the reason for most actors wearing neckbraces in legal shows.

Depending on the impact of the injury, the payout will differ according to loss of earnings, cost of rehabilitation treatments and pain management. Most road accident compensation claims fall under the law of negligence as the driver is at fault. Each claim is unique and the solicitors will be able to explain the details of each situation if the proper information is conveyed and witness statements are recorded.

There are accidents with pedestrians, buses and motorbikes that will also complicate the matter, instead of the accident being between two motor vehicle drivers. The matter is further complicated if there are no witnesses or if the other party is dead or unable to talk.

The driver of the other vehicle may be seriously injured and cannot claim immediately if they are hospitalised and it is easier for a third party to investigate the incident with personal matters and emotions being involved. Once the claim has been presented to the solicitor, they will provide an honest opinion whether the claim is worthwhile and not a waste of time and money.

It is always better to get another opinion if you do not agree with the advice, but employing a professional is better than doing the claiming yourself as they have much more experience, hopefully.

The road accident compensation usually goes through third party insurance and may take a while to pay out, but this is different in every situation and your solicitor will be able to provide details, but make sure to agree on terms before the claim is made to the insurance company. Hopefully, this situation will not be repeated often as careful driving is better than claiming, but there is nothing else to do if you are not at fault.