Many guys who have been involved in a motorcycle accident, consider that if they have motorbike insurance then they are protected in the event of a serious collision or minor fender-bender and don't need to hire a motorcycle accident lawyer, and in most instances they are correct.
Having sufficient motorbike insurance is very important, but when you are significantly injured in a motorbike accident - and in case you didn't know, invariably virtually all high speed motorcycle collisions result in serious debilitating injuries, and many times death. - And this is the time when you truly will need a professional and skilled motorbike accident lawyer or attorney protecting your rights.
When a serious accident occurs there are lots of important factors that need to be taken into consideration, such as the events that lead to the accident, who was involved, road and traffic conditions, were drugs or alcoholic beverages involved. Are there any witnesses. Now think about this; if you were hit by an uninsured motorist, your insurance company may not agree with all of the details of your accident and you will certainly need the help of a lawyer to argue your lawsuit, and showing the facts in the best possible manner.
What if the insurance company of the at fault driver disputes the accident claim? You will surly be spending a substantial amount of time in court, and only a experienced and qualified injury lawyer will have the legal know-how needed to sort through evidence, accident reports, and other legal records associated with your case, and know how to move forward to verify your claim in court.
Each State has distinctive procedures and regulations on how street bike crashes and personal injury claims are processed and dealt with, for example some States do not permit pain and suffering claims for motorcycle riders who are struck from behind while at an intersection, and there are some states with rules that have very reduced time frames for making an insurance claim, and that is an additional factor why having an personal injury attorney at law is so critical in safeguarding your rights.
There are various scenarios when the insurance company of the at fault motorist, the insurance company's legal representative or even the at fault motorists attorney will visit you and attempt to make a direct cash settlement offer soon after your motorcycle accident. Whilst this occasionally a good thing and would mean you won't have to question who is going to take care of your medical bills or fix your damaged bike, in circumstances where you were very seriously hurt, or your passenger was also hurt, this might not be a wise choice to make.
What if you will have to have many hospital visits, or a number of surgeries, or what if you were permanently disabled in your bike crash? That quick cash settlement isn't a good plan, and who is going to take of your long-term health bills or the cost of rehabilitation?
Having a seasoned motorcycle accident attorney representing you and defending your rights will ensure that your health-related bills and other needs will be taken care of, your bike will be fixed, and in the case of severe injury that results in permanent impairment or other serious issues, your lawyer will fight your case to secure a sizable settlement that will provide you with the ability to take care of yourself and your foreseeable future monetary and healthcare needs.